Knowing these rules can help you avoid big penalties or unnecessary withdrawals.

One move that many retirement savers might want to consider is transferring funds from a pre-tax retirement account such as an IRA to an after-tax Roth IRA. A Roth conversion, as the move is called, ...

Roth IRAs are individual retirement accounts (IRAs) that allow workers to save money for retirement using after-tax dollars. This means taxes are paid on the contributions before they are added to the ...

A Roth IRA is one of the most popular ways for individuals to save for retirement, and it offers some big tax advantages, including the ability to withdraw your money tax-free in retirement. In fact, ...

Beginning to save for retirement early on makes a big difference in financial security later in life. Read on to learn how custodial Roth IRAs can teach young people important money skills, helping ...

Roth conversions, if done right, can lower your tax bill over your lifetime. But be careful. Roth conversions pose traps, and the unwary can easily get caught. Here are eight factors to consider in ...

Many well-meaning people take the benefits of a Roth IRA for granted. With the tax benefits of a Roth IRA, modest contributions over long periods can translate into a substantial amount of tax-free ...

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