Major 401(k) regulations changes in 2026 affect catch-up contributions, Roth rules, and RMDs for workers in their 50s. The post The 401(k) Rules Just Changed and People in Their 50s Might Not Like It ...

Required Minimum Distributions (RMDs) remain one of the most important retirement planning rules in 2026. Understanding when ...

In 2022, Congress passed the Secure 2.0 Act, which affected many 401(k) rules the workers need to know about today. The Act mandated that certain 401(k) retirement plan changes would be made in stages ...

Qualified distributions are allowed at age 59½, but an exception may allow you to make a penalty-free withdrawal Claire Boyte-White is the lead writer for NapkinFinance.com, co-author of I Am Net ...

If you're over the age of 50, you can make a "catch-up" contribution on top of your maximum annual contributions to your retirement accounts every year. If you're between the ages of 60 and 63, you ...

Single taxpayers covered by a workplace retirement plan: $91,000 Married taxpayers filing jointly (you have a workplace retirement plan): $149,00 Married taxpayers filing jointly (only your spouse has ...

Retirement age is different for Social Security vs. 401(k) and IRA distributions. Here's how to maximize your benefits.