Okay. Awesome. So my name is Matt Coad. I work at Truist Securities covering Payments and Fintech. And I'm really pleased to be joined by Rob O'Hare here. Rob has been with Affirm for a little bit ...
I'm going to give a few seconds for people to join. But in the meantime, welcome to Affirm's fireside chat. They do these on a quarterly basis. My name is Harry Bartlett. I'm a fintech analyst here at ...