Affirm is fundamentally a credit-driven business, not a capital-light payments platform, with growth tied to loan origination and balance-sheet deployment. Affirm's recent profitability is due to ...
Affirm delivered a standout Q3 2026, with the Affirm Card emerging as a major growth engine. Active Affirm Card users surged 130% YoY to 4.4 million, driving 146% YoY direct-to-consumer GMV growth. Q3 ...
Following major partnerships with retail giants and a successful push into the physical world with its own store card, the platform has matured into a sophisticated credit ecosystem that competes ...