The Credit Repair Organizations Act regulates companies that perform credit repair services. The law protects consumers by banning unfair or deceptive advertising and business practices. Credit repair ...

Lisa Bernardi is a freelance writer with a background in personal finance, insurance, and international business. Lisa's work has been published by NextAdvisor, Bankrate, Reviews.com and The Simple ...

Exploring credit repair is one way to begin the process of fixing a poor credit score and could make it easier to access ...

Consumers have a right to dispute mistakes on their credit reports. But if they’ve made late payments, that can’t be erased, consumer experts say. By Ann Carrns Anyone whose credit score has been ...

Federal and state laws protect consumers from unfair practices by credit repair companies. State laws often enhance federal ...

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Credit report mistakes are much more common than you might think. And, while you can remove inaccurate information from your credit report yourself, the process is often frustrating and time consuming ...

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Have you noticed a company called Phoenix Financial Services on your credit report? Collection accounts on your credit report can have a significant negative impact on your credit score for up to ...

Expertise from Forbes Councils members, operated under license. Opinions expressed are those of the author. Consumer credit is the foundation of our economy. It makes it possible for families to buy ...

Anyone whose credit score has been marred by late payments or financial stumbles can understand the allure of a quick fix that scrubs tarnished credit. But beware the companies that sell credit ...