Some states are seeing major credit score declines, but recovery is possible with the right strategies. Expert Micah Smith ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

Credit monitoring isn’t just about watching your credit score — it’s about protecting your financial identity in a world ...

For more than a decade, Americans watched their credit scores climb steadily upward, a reassuring sign of improving financial health following the Great Recession. However, it appears the streak has ...

Raising your credit score makes banks more likely to approve you for a mortgage, car loan or credit card. Plus, you could qualify for a lower interest rate that saves you thousands of dollars. Getting ...

Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK. Unless you’re ...

Your credit score is a three-digit number that can play an outsize role in your financial life. Essentially, it is a numerical representation of your risk to creditors — i.e. how likely you are to ...