Most people mix up credit scores and credit reports, but knowing the difference could save you money and boost your chances of loan approval.

Credit scores are the gatekeepers of credit. They determine how much credit you’ll receive and under what terms. Credit scores have also become more influential and are now used for job and apartment ...

New Equifax credit report design highlights your score and explains key factors affecting it. Money; Getty Images Your credit report is getting a reader-friendly makeover. Equifax, one of the three ...

Beverly is a writer, editor, and paralegal specializing in personal finance and tax law. She covers personal financial and legal topics, as well as tax breaks, tax preparation software, and tax law ...