A bank underwriter reveals how credit card approvals work. Learn why a high FICO score doesn't guarantee approval and the ...

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

Credit score myth traps high earners. Learn what actually affects scores and how to avoid dips from utilization, closures, ...

Unlock the latest FICO Statistics to discover powerful insights, score trends, and what affects your credit standing the most today.

Next year, lenders will have access to a new FICO credit score that will — for the first time and with the consumer’s permission — include information from a person’s checking or savings account, such ...

Learn who subprime borrowers are, their credit score range, and financial impacts. Explore challenges in obtaining credit and ...