A life insurance retirement plan offers a different set of benefits than other retirement account options, but they come with some drawbacks.

A 68-year-old federal retiree sits down with his account statements and has a startling revelation. His Thrift Savings Plan ...

Life insurance is commonly purchased to provide financial support for the policyholder’s loved ones in the event of an untimely passing. It acts as a legacy planning tool that can provide funds for ...

You don’t have to choose just one. Life insurance and Roth IRAs can work in tandem to provide retirement income.

When FEGLI started, it was really designed to cover people who went off to war, federal employees who were going into World ...

We break down the tax implications, advantages and downsides of using your cash value to supplement your retirement savings ...

Retirement is the perfect time to simplify your life — and that includes your insurance. But knowing which policies to keep, drop or tweak isn't always obvious. Some coverage becomes less necessary ...

Forbes contributors publish independent expert analyses and insights. I am the Executive Chairman of Diversified, a CFP and author. Without the right protection in place, even the most well-crafted ...

Retiring from federal service is a major life milestone—but let's be honest, the process isn't exactly crystal clear. With more federal employees choosing early retirement through programs like VERA ...