The best 6-month CD rate right now is 4.40% APY. Investopedia collects, tracks, and analyzes data from over 200 banks and ...

Today's top CDs pay up to 4.35% APY. With more Fed rate cuts likely on the way, now's the time to lock in a solid return ...

CDs are still paying strong returns, but rates have begun drifting lower. See which terms offer the best yields now—and how ...

CD rates near 4.00% APY make saving easy. See whether a 6-month or 5-year CD is the smarter move heading into late 2025.

MarketWatch Picks highlights items we think you’ll find useful; we are independent of the MarketWatch newsroom. We might earn a commission from links in this content. Learn more Average rates for ...

Short-term, 6-month certificate of deposit yields are down 29 basis points in the past year to an average of just 1.51% APY, according to the latest government data. But banks and credit unions ...

CDs are built for times like this. With the Fed officially cutting rates in September (and signaling more cuts on the horizon through 2027), locking in guaranteed returns can feel like a safe harbor.

Rates for certificates of deposit can range quite a bit these days. While the latest government data shows that typical deposit rates range from just 0.23% to 1.76%, dozens of promotional terms far ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Both options offer genuine advantages — they just tend to appeal to ...

In the midst of the hoopla surrounding a rate cut, it doesn't diminish the fact that some savings options are still excellent choices to consider. APYs on all savings products will likely dip slightly ...