The SECURE 2.0 Act, signed into law on December 29, 2022, has eliminated the age cap for starting required minimum ...

I encouraged my wife to take a $40,000 Roth conversion in a lower tax year. Even though she has another Roth IRA at a ...

Explore your options as a Roth IRA beneficiary, from spousal transfers to required withdrawals, depending on your relationship to the original account holder.

Untangling their finances after they die only adds to the strain — particularly when it comes to retirement accounts. Imagine ...

My wife and I are in our early 40s. She has a Roth with $85,000; I have no retirement savings. We’re a few months away from paying away all high-interest debt, and when that happens, we’ll be focusing ...

A Roth IRA could save long-term investors thousands of dollars in avoided taxes in retirement. Strict rules on who can contribute to a Roth IRA (and how much) require thoughtful strategy. High earners ...

Climbing the retirement mountain takes years of saving discipline. But descending safely—turning savings into sustainable ...

The Roth entered the retirement savings world in 1998, a moment when most boomers and many Gen Xers were launched in their careers and set in their financial ways. By design, the Roth favors the saver ...

The Social Security Administration has clarified its stance on raising the retirement age. While Social Security can supplement your retirement fund, Americans should still look to grow their own ...

Gina moved her $1.6 million pretax 401(k) into a Roth 401(k) and eventually rolling it into a Roth IRA -- Orman dismissed the ...

I was the beneficiary of my late wife’s IRA and 401 (k) — but I want our kids to get the cash. Do I still have to take ...