It’s also important to stay on top of payments. “Pay down credit card balances, especially to below 30% of the limit and ideally try and get under 10%. Make sure you’re current on every payment, even ...

The average credit score for Americans in their 40s and 50s sits in the low 700s, which is good enough to access credit but ...

Borrowers will see their credit score take account of rental payments for the first time under a major overhaul being rolled out by Experian to better reflect how credit applications are assessed by ...

When lenders assess applications for loans or credit cards, they look at several parameters, including income, age, employment history, and most importantly, an applicant’s credit score. A score of ...

Most issuers let you request a higher credit limit without hurting your score. Learn how it works, what you'll need, and why ...