In some areas, hazards have surged. Buildings in the highest hazard zones will be subject to the strictest fire-resiliency ...

Allstate said the wildfires that blazed through Southern California last month will bring ... reflecting a decision to reduce market share beginning in 2007 and a comprehensive reinsurance program." ...

California has just experienced one of its worst wildfire seasons in years, despite the Golden State's ample resources to combat the blazes once they spark.