Trina Paul is a Breaking News and Personal Finance Writer at Investopedia, covering topics like retirement, consumer debt, and retail investing. She focuses on making complex financial topics ...

Roth IRAs can be wonderful tools when you're saving for retirement. They feature tax-free withdrawals. You might want to invest in some other accounts, too, in addition to a Roth IRA. Amassing a ...

In January 2026, the new Roth catch-up rules take effect. The mandate prevents workers over 50 who earned more than $150,000 the prior year from making pre-tax catch-up contributions to their 401(k).

If you started 2025 with a plan for how much you thought you’d convert to a Roth IRA by the end of the year, the chances are you’re going to end up with a different amount than you had in mind. For ...

Saving for retirement starts with choosing the right IRA, but the decision between a traditional and a Roth IRA isn't always straightforward. Each option has unique tax benefits and rules that can ...

The Roth IRA — a popular retirement account — is similar to a traditional IRA in that you can regularly contribute to the account and watch your investments grow so you have a nest egg to tap into ...

Tax changes may make it possible to convert more to a Roth for the same tax bill. If you started 2025 with a plan for how much you thought you'd convert to a Roth IRA by the end of the year, the ...

With a Vanguard Roth IRA you’ll find some of the lowest-cost mutual funds around. But Vanguard’s mutual fund minimums are a disadvantage. Many, or all, of the products featured on this page are from ...

You’ll be eligible for tax-free withdrawals but may face a large tax bill first Greg Daugherty has worked 25+ years as an editor and writer for major publications and websites. He is also the author ...

Eating cheese may support bone, heart, gut, and dental health. Cheese is usually high in saturated fat and sodium, so you may want to limit your portions. People sensitive to lactose can choose ...