Roth IRAs aren't subject to required minimum distributions. High earners have workarounds that allow them to also contribute ...

If you started 2025 with a plan for how much you thought you’d convert to a Roth IRA by the end of the year, the chances are ...

In January, new Roth catch-up rules will prevent workers over 50 who earned more than $150,000 the prior year from making pre ...

If you're only eligible to deduct a reduced amount or none of your IRA contributions, that doesn't mean you can't contribute to an IRA at all. You're still allowed to set aside a sum equal to the ...

Roth IRAs have income limits. If your annual income exceeds these limits, you may be able to contribute a reduced amount or ...

With a self-directed IRA, you can take an in-kind distribution—transferring ownership of an asset to yourself—to satisfy your ...

If you have left a job or are near a job shift, you must roll your 401(k) into an IRA. With this smart move, you can cut fees ...

Olivia’s maternal grandfather died when she was a teenager, and it wasn’t until then that she learned of the 529 plan. The grandfather named Olivia’s aunt as the successor owner of the plan, since he ...

When saving for retirement, the first decision is how much. But the next decision is where: Do you contribute to a traditional retirement account or a Roth? By far, the majority of retirement assets ...

The IRS also forces people with a traditional retirement plan to start withdrawing their money eventually. Those forced withdrawals are known as required minimum distributions, or RMDs, and they can ...

The limit on annual contributions to an IRA is increased to $7,500 from $7,000. The IRA catch‑up contribution limit for individuals aged 50 and over was amended under the SECURE 2.0 Act of 2022 ...