Key Points ・The average U.S. credit score held steady at 701, down one point from last year, signaling slight softening in ...
When credit scores were recalculated to take rent payments into account, they improved on average by 60 points, a 2021 ...
In 2025, the average credit score for Gen Z borrowers fell to 676, well below the national average of 715, according to a FICO report.