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YouTubeErin Talks Money | Erin Moriarity
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The average rate on the popular 30-year fixed #mortgage crossed over 7% on Thursday for the first time since May 2025, hitting 7.07%, according to Mortgage News Daily. Read more at the #linkinbio or the link on screen. #CNBC
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TikTokjeffreyhannahh
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Fixed Index Annuities (FIAs) for cash Retirement Planning Fixed Index Annuities (FIAs) are often associated with retirement planning due to their tax-deferred growth and potential for guaranteed income. However, they can also be effective tools for non-retirement financial goals. Understanding FIAs let's briefly recap FIAs: * Guaranteed principal: Your initial investment is protected from market losses. * Index participation: Your annuity's value can grow based on the performance of a specific m
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Annuity experiment 2026... Advantages of an annuity: 1/ Fixed income for life 2/ Certainty 3/ Reduce sequencing risk 4/ Options for death benefits and guarantees 5/ Enhanced rates for ill health / smoker status or BMI Disadvantages of an annuity: 1/ Generally less flexible than drawdown 2/ Potentially poor death benefits 3/ Rates vary often 4/ Complexity of options 5/ There’s no going back once it’s purchased What will you be doing in retirement? Will you consider an annuity? If so for all of yo
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